Best Banking Exam Coaching in Assam 2026 | Free SBI, IBPS Mock Tests

Exam Overview

Banking exams are conducted by SBI and IBPS for recruitment to Probationary Officer (PO), Clerk, and Specialist Officer (SO) posts across public sector banks, including Regional Rural Banks (RRBs) in Assam.
SBI PO: Probationary Officer in State Bank of India. Eligibility: Bachelor's Degree, age 21-30 years. In-hand salary: ~Rs. 52,000-56,000/month.
SBI Clerk: Junior Associate (Customer Support & Sales). Eligibility: Bachelor's Degree, age 20-28 years. In-hand salary: ~Rs. 42,000/month. No interview — selection based on Mains + LLPT.
IBPS PO: Probationary Officer across 11 public sector banks. Eligibility: Bachelor's Degree, age 20-30 years. In-hand salary: ~Rs. 52,000-54,000/month.
IBPS Clerk: Clerical Cadre across public sector banks. 10,696 vacancies in 2026. Eligibility: Bachelor's Degree, age 20-28 years. In-hand salary: ~Rs. 35,000-39,000/month.
IBPS RRB: Officer Scale-I (PO) and Office Assistant (Clerk) in Regional Rural Banks. Eligibility: Bachelor's Degree, age 18-30 years. Proficiency in Assamese (local language) is mandatory. In-hand salary: PO ~Rs. 74,000/month, Clerk ~Rs. 35,000-37,000/month.
All exams are online (Computer Based Test). Negative marking: 0.25 per wrong answer. Age relaxation: SC/ST +5 yrs, OBC +3 yrs, PwBD +10 yrs.

Exam Pattern

SBI PO — Prelims

Subject	Questions	Marks
English Language	30	30
Quantitative Aptitude	35	35
Reasoning Ability	35	35
Total	100	100

Duration: 60 Minutes (20 min per section) | Negative Marking: -0.25 | Qualifying — marks not counted in final merit

SBI Clerk — Prelims

Subject	Questions	Marks
English Language	30	30
Numerical Ability	35	35
Reasoning Ability	35	35
Total	100	100

Duration: 60 Minutes (20 min per section) | Negative Marking: -0.25 | Qualifying — selection based on Mains marks

IBPS PO / IBPS Clerk — Prelims

Subject	Questions	Marks
English Language	30	30
Quantitative Aptitude	35	35
Reasoning Ability	35	35
Total	100	100

Duration: 60 Minutes (20 min per section) | Negative Marking: -0.25 | Same pattern for both IBPS PO and IBPS Clerk Prelims

IBPS RRB (Office Assistant / Officer Scale-I) — Prelims

Subject	Questions	Marks
Reasoning Ability	40	40
Numerical Ability	40	40
Total	80	80

Duration: 45 Minutes | Negative Marking: -0.25 | Only 2 sections (no English in Prelims) | Local language proficiency required

Mains Examination Overview

SBI PO Mains: 155 questions, 200 marks, 3 hours + Descriptive Test (Essay & Letter, 50 marks, 30 min). Sections: Data Analysis (60 marks), Reasoning & Computer Aptitude (60 marks), General/Banking Awareness (60 marks), English (40 marks). Followed by Interview (50 marks).
SBI Clerk Mains: 190 questions, 200 marks, 2 hours 40 min. Sections: General/Financial Awareness (50 marks), General English (40 marks), Quantitative Aptitude (50 marks), Reasoning & Computer Aptitude (60 marks). No Interview — LLPT only.
IBPS PO Mains: 155 questions, 200 marks, 3 hours. Sections: Reasoning & Computer Aptitude (60 marks), Data Analysis (60 marks), General/Economy/Banking Awareness (40 marks), English (40 marks). Followed by Interview.
IBPS Clerk Mains: 190 questions, 200 marks, 2 hours 40 min. Sections: Reasoning & Computer Aptitude (60 marks), Numerical Ability (50 marks), English (40 marks), General/Financial Awareness (50 marks). No Interview.
IBPS RRB Mains: Officer Scale-I: 200 questions, 200 marks, 2 hours. Office Assistant: 200 questions, 200 marks, 2 hours. Sections: Reasoning, Numerical Ability, General Awareness, English/Hindi, Computer Knowledge. No Interview for Office Assistant.

Selection Process

Preliminary Examination (online, qualifying)
Main Examination (online, merit-based)
Interview / Group Discussion (for PO/SO posts)
Local Language Proficiency Test (LLPT — for Clerk posts)
Document Verification & Final Allotment

Syllabus

1. Reasoning Ability
Puzzles & Seating Arrangement
Syllogism
Coding & Decoding
Blood Relations
Inequalities
Direction Sense
Order & Ranking
Data Sufficiency
Logical Reasoning
Alphanumeric Series
Input-Output
Machine Input
2. Quantitative Aptitude
Data Interpretation
Number Series
Simplification & Approximation
Quadratic Equations
Percentages
Ratio & Proportion
Profit & Loss
Simple & Compound Interest
Time & Work
Time, Speed & Distance
Mensuration
Probability
3. English Language
Reading Comprehension
Cloze Test
Para Jumbles
Fill in the Blanks
Error Detection
Sentence Improvement
Vocabulary
Idioms & Phrases
Column-based Questions
Word Replacement
4. General / Financial Awareness
Banking Awareness
Financial Awareness
Current Affairs (National & International)
RBI Policies & Functions
Budget & Economic Survey
Indian Economy
Government Schemes
Awards & Honours
Important Appointments
Static GK

Frequently Asked Questions

What bank exams does Xarothi cover?

Xarothi covers major banking exams including SBI PO, SBI Clerk, IBPS PO, IBPS Clerk, and IBPS RRB (PO & Office Assistant). We provide mock tests for both Prelims and Mains stages with detailed performance analysis.

What is the eligibility for bank exams?

SBI/IBPS PO: Bachelor's Degree, age 20-30 years. SBI/IBPS Clerk: Bachelor's Degree, age 20-28 years. IBPS RRB Office Assistant: Bachelor's Degree, age 18-28 years. Age relaxation: SC/ST +5 yrs, OBC +3 yrs, PwBD +10 yrs. For IBPS RRB, proficiency in the local language (Assamese) is mandatory.

What is the exam pattern for SBI and IBPS PO?

SBI/IBPS PO Prelims: 100 questions, 100 marks, 60 minutes (sectional timing of 20 min each). Sections: English (30 Qs), Quantitative Aptitude (35 Qs), Reasoning (35 Qs). Mains: 155-200 questions, 200 marks, ~3 hours covering Reasoning & Computer Aptitude, Data Analysis, General Awareness, and English. Negative marking: 0.25 per wrong answer.

What is the salary for banking posts?

SBI PO: In-hand approx. Rs. 52,000-56,000/month. IBPS PO: In-hand approx. Rs. 52,000-54,000/month. IBPS RRB PO (Officer Scale-I): In-hand approx. Rs. 74,000/month. SBI Clerk: In-hand approx. Rs. 42,000/month. IBPS Clerk: In-hand approx. Rs. 35,000-39,000/month. All positions include DA, HRA, medical, and other allowances.

Can candidates from Assam apply for these bank exams?

Yes, all bank exams are conducted nationwide. Assam candidates can apply for SBI, IBPS, and IBPS RRB exams. For IBPS RRB, candidates must be proficient in Assamese (local language). Exam centres are available in Guwahati and other cities across Assam.

Bank Exams — 2026